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Frequently asked questions

Here you can find answers to some of the most frequently asked questions about our service.

Offspring is the trading name of C. Saver Ltd which is a limited company based at 2nd Floor, 167-169 Great Portland St, London, W1W 5PF United Kingdom.

Offspring is an App that allows you to manage savings for your children or grandchildren more effectively.

You can link the App to existing savings accounts and ask your family and friends to contribute – maybe as birthday gifts or when planning for that special event.

Offspring uses proven and secure payments technology to ensure that money arrives in savings accounts safely and securely.

Offspring is not a bank and doesn’t hold your money. We provide a unique way of joining together you and your family to save as a group.

Anyone over the age of 18 can open an Offspring Profile.

In order to make use of the app, you will need to be the person managing a savings account on behalf of a child.

If you’re over 18 and looking to use Offspring to help fund a savings account of your own, that’s ok too.

Simple. Download our app from either the App Store or Google Play Store and create a profile. It’s free and simple to do.

Once you’ve registered you can invite family and friends to contribute as well.

Offspring can support most types of savings account that fits the following conditions:

  • The account must be held in the beneficiary’s name (e.g. the name of the child)
  • The account must be held with a UK bank, building society or other regulated financial services firm
  • The account must be able to receive electronic payments
  • The account must be able to receive payments from people other than the beneficiary or account owner (e.g. the parent or Offspring)
  • The account must be a cash-based product. Currently, Offspring does not support investment accounts (“stocks and shares”) but plans to do so in future.

Offspring can be used to contribute to current accounts and cash based savings accounts, including ISA’s, Junior ISA’s, LISA’s, Child Trust Funds. 

If you are over 18 and using Offspring to save for yourself, you could also your own ISA, LISA, general savings account or even your current account.

In the case of ISA’s, of any type, you must confirm with your bank or building society whether they have the capability to support 3rd party subscriptions before attaching an ISA to Offspring.

You will need to open a new savings account in the beneficiary’s name in order to use the Offspring App.

We suggest that you take a look at for a list of some of the different types of children’s savings products out there.

Once you have opened a new savings account, come straight back to the Offspring App and enter the account details.

No. Initially we will only be able to track contributions. We hope to be able to display account balances soon as we develop our App.

C. Saver, under its trading name Offspring, allows you to link bank or building society accounts that are already regulated by the Financial Conduct Authority (FCA); and protected by the Financial Services Compensation Scheme (FSCS) as per their rules. C. Saver also uses an FCA authorised payments provider.

C. Saver in its current form is not regulated by the FCA.

As the capability of the App and the services it provides expands, we will look to secure the appropriate authorisations to support additional products e.g. stocks and shares ISA’s – both Junior and Adult.

If you cannot find your answer in this FAQ or on our website, or if you are having technical issues, you can contact us via the link in the App or by emailing us at