How it works

Big or small, it doesn’t matter. You can’t put a price on life experiences.

Whether you’re sizing up a birthday present, a school trip, saving towards your child’s university costs or getting them on the housing ladder, we can help.

Simple setup

In a few easy steps you'll be able to link Offspring to an existing bank account and manage everything in one place.

Invite others

Invite your family and friends to make contributions to your end goal. You can share control of the beneficiary profile with someone you trust while tailoring the amount of information contributors can see.

iphonexspacegrey_portrait

Create goals

Create a goal so that family and friends can see what you're saving towards. Keep track of the contributions that take you closer to your goal.

Say Thanks

Ensure everyone shares in the joy of saving and say a personal thank you to those who have invested in your child’s future. Choose whether it should come from you, or from your child.

How does Offspring help?

We all want to help the younger people in our lives. Unlike other savings apps, Offspring enables you to invite whoever you want to play a part in building your child’s future.

From parents and grandparents, to extended family and friends, through to the children themselves, everyone can get involved.

As parents, we all know that saving money while juggling the demands of day-to-day spending can be tricky.

We often find that family and friends want to help when they can. That’s why we think it should be simpler and easier for them to contribute, with purpose, when they want to.

So, we make it simple:

  • Set up by using your child’s existing account – you don’t have to open a new savings account for them
  • Create a savings goal
  • Invite family and friends using their email address
  • Everyone invited to contribute to your child’s goal will be able to make payments straight into the child’s bank account, without the need to know the underlying account details
  • As well as card payments, payees can set up regular contributions
  • You control who is able to contribute, and you can see exactly who has made a payment, its value and when it was received
  • Send thank you messages to everyone at once, or thank people individually with a more personal message, on behalf of you or your child

Get started with Offspring for a more impactful alternative to the deluge of plastic that often accompanies children’s birthdays, or to get round the worry of paying in those cheques that have been in the drawer for a while.

In time, use Offspring to save for bigger ticket items and those experiences you want to give to your children. Build a community of savers with the potential to make a difference.

Offspring not only allows you to contribute easily to your grandchildren’s savings goal, but the payments can be made discretely, if you prefer. Offspring will give you the peace of mind that your gift has reached your grandchildren safely, and enables you to join them in their savings journey and the joy of achieving their goals.

And you can be more than just a contributor. If you know your grandchild’s account number you can set up an Offspring account and gift them money directly, instead of slipping them cash on their next visit.

Offspring is a handy way for you to keep track of the gifts you make, which can be helpful for Inheritance Tax planning.

So, we make it simple:

  • Invitations to contribute can be sent by email
  • You will be able to make (card) payments straight into your grandchild’s Offspring account, which is linked to their existing account details
  • As well as one-off card payments, you can set up regular contributions
  • You control how you make contributions and you can track these for Inheritance Tax reporting

As children grow older, they increasingly want the freedom to choose their own gifts.

Next time it is a loved one’s birthday, they are embarking on their next stage of education or moving in to a new house, use Offspring to give with impact.

We make it simple:

  • Contribution invitations sent via email
  • You will be able to make (card) payments straight into the child’s Offspring account, which is linked to their existing account details
  • As well as card payments, you can set up regular contributions
  • You control how you make contributions and you can track these for Inheritance Tax reporting

Offspring isn’t just restricted to children. If you are over 18 years old and starting to make your own way in life, you may want a helping hand towards your first car, that gap year trip, university or the deposit on a flat.

The people around you will often want to help you achieve your goals. From your parents, grandparents, aunts and uncles, to godparents or friends, Offspring can connect them to your aspirations and help you to achieve these.

And Offspring can bring you and your friends closer together. Profiles can be set up to help you contribute to the cost of your shared goals, such as a joint ski trip, a weekend city break or simply the chance to watch your favourite team play.

We make it simple:

  • Set up by using your existing account – you don’t need to open a new savings account
  • Invite family and friends using their email address
  • Everyone invited to your profile will be able to make (card) payments straight into your Offspring account, without having to know the underlying account details
  • As well as card payments, they can set up regular contributions
  • You control who can make contributions and you can see exactly who has contributed what
  • Send thank you messages to everyone at once, or thank people individually with a more personal message

We're not a bank...

Offspring is all about simplicity. We help you save as much money as possible into the accounts you already have. We don’t offer our own savings products.

We can currently support most bank or building society accounts. As long as it has an account number and sort code, it will work with Offspring.

This includes current accounts, savings accounts, cash-only Junior ISA’s, Child Trust Funds and LISA’s.

Because of certain restrictions on who can pay into investments, we are still working on supporting these types of accounts, including Stocks and Shares Junior ISA’s. Watch this space…

Register your interest

We are launching our app soon to a limited number of people.

To be one of the first to experience feel-good family saving, fill in your details below and we’ll be in touch with your invitation once we’ve launched.

You do not need to tick the above to receive messages regarding the app launch. By submitting a registration of interest you agree for Offspring to contact you by email regarding the app launch.